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Relaxation you'll love, financing you can handle.

One of our favorite sayings at Healthy Back is "you can't put a price on comfort". However, we do recognize that even though you can't put a price on it you may not always be in the position to immediately pay for what you want or need. That is where Healthy Back financing comes in with best-in-the-business rates and terms. You'll be able to feel better than ever before right away, and to pay for that feeling over time.

Apply Now and receive an instant credit decision. If approved, you can use the credit line right away or when you decide the timing is right.

Financing FAQ

Healthy Back offers easy financing options. Subject to credit approval. Here are some of the most frequently asked questions and some basic information. For more information, to apply or get specific terms contact us.

Do I need to make a purchase before applying for financing? 
You do not need to purchase prior to applying! In fact, we recommend that you browse before you apply. Remember that you can use your credit account in our stores, as well.

Can I see what my bill will look like? 
In your first billing statement, you will receive an insert that explains everything you will see.

What is the status of my online credit application? 
If you are approved, you will see an approval Pop-Up sheet indicating your account number, credit line amount, & a key reference number.

If you are not approved, you will receive a message stating the application is pending, & you will receive a letter within 7-10 business days. You can call (866) 396-8254 with further questions.

Where should I send my credit payment? 
Payments can be sent to: 
Synchrony Financial, 
PO Box 960061 
Orlando, FL 32896-0061

How do I change or obtain general information about my credit account? 
Please call: (866) 396-8254

Who do I contact regarding errors on my credit account bill? 
Please call: (866) 396-8254

Is there an annual fee on my credit account? 
No annual fee! For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2

Can a business apply for this? 
Unfortunately, we do not have the capability to accept businesses.

Where can I use my credit account? 
You can use your account at any Healthy Back location, in the stores or online. However, promotional offers in the store locations may vary from the promotional opportunities available online. To find the store nearest to you, go to the Healthyback.com Store Locations Page.

Is there a prepayment penalty? 
No.

Is there a grace period? 
Because of the purchases made on this credit account are all promotional, there is no grace period. Please see the Financing Options above.

 

Applying Is Easy

Now you can apply in the comfort of your own home! Apply online today with the reassurance of knowing that the application process is private and confidential from beginning to end.

To apply for a credit account, you will need to provide your full name, address, social security number, and other such information as requested. Use one of the methods below to apply for credit.

Store: Visit the Healthy Back location nearest you to fill out a credit card application. To find the store nearest to you, go to the Healthyback.com Store Locations Page.

Phone: Call us at 888.469.2225

No annual fee 
Low monthly payments 
No pre-payment penalty